Loan Calc-Lite is a lightweight loan calculator for mortgages, auto loans, and personal loans. Get instant monthly payments, total interest, payoff dates, and accurate amortization schedules to plan with confidence. Optimize your borrowing with quick scenario comparisons and extra payment strategies. Privacy-friendly, fast, and easy to use, it is ideal for budgeting and finance productivity. Core features include fast loan and EMI calculations with detailed amortization schedules, interactive scenario comparisons with adjustable rate, term, and amount plus extra payments, and convenient saving or sharing of results. Designed for borrowers and homebuyers, with keywords like loan calculator, mortgage calculator, EMI calculator, amortization schedule, and budgeting to help you find it easily.
1. Download and open Loan Calc-Lite, then choose a loan type or start a standard calculation. 2. Enter principal, interest rate, term, and start date; optionally set payment frequency, compounding, and currency. 3. Tap Calculate to view monthly payment, total interest, payoff date, and the full amortization schedule. 4. Adjust amount, rate, or term to compare scenarios; add one-time or recurring extra payments to preview early payoff savings. 5. Save or share the results, and set your defaults in Settings for faster future calculations.