TVM: Time Value of Money

ElfYourself® is the most popular app during the holiday season, having held this title for 14 years. It is back with exciting new dances and features! With this app, you can "Elf Yourself" and become the star in numerous personalized videos featuring your face on dancing elves. You can add up to five faces and select a dance, and the app will automatically create a video for you. Share your dancing skills on social media or send a fun holiday greeting to your friends and family. It's incredibly easy to use! ElfYourself is available for free download and enjoyment, but some dances require a purchase to unlock. You have the option to purchase dances individually or get the Season Pass, which provides access to all content and removes ads for 12 months! Here are the subscription details: - Choose the Season Pass to subscribe for 12 months. - Your Google Play account will be charged the annual fee listed until you cancel. - Cancellation is simple through your Google Play settings. - When you confirm your purchase, payment will be charged through your Google Play account. - Your subscription will automatically renew unless you turn off auto-renewal at least 24 hours before the end of the current period. - If you don't want the subscription to automatically renew, you can manage your account and renewal settings in your user Account Settings. - You can cancel your subscription anytime through your Account Settings, and there is no cancellation fee. Enjoy the holiday season and have a blast with ElfYourself!

Plum: Smart Saving & Investing - User Guide Welcome to Plum! Our app is designed to make managing your finances simple and effective with features like automated savings, smart budgeting, and accessible investing. Here’s how to get started: Getting Started Download and Install: Find “Plum: Smart Saving & Investing” in your app store and install it. Open the app and sign up by following the on-screen instructions. Link Your Bank Accounts: Connect your bank accounts to Plum to get an overview of your finances in one place. Key Features Automated Savings: Scheduled Deposits: Set up automatic transfers of a fixed amount weekly or on payday to build your savings habit. Smart Rules: Use Plum’s AI algorithm, Round Ups, or simple challenges like the 1p Challenge to save more effortlessly. Plum Cash ISA: Tax-Free Savings: Earn 4.92% AER (variable) on your savings with easy access. Flexible: Start with just £1 and transfer existing ISAs. Protection: Eligible customers are FSCS-protected. Interest Accounts: Interest Pocket: Earn up to 4.7% AER with this easy-access account. Notice Account: Opt for a 95-day Notice Account to earn up to 5.2% AER. Both accounts are FSCS-protected and provided by Investec Bank Plc. Plum Interest: Variable Rate Returns: Earn up to 4.93% with this low-risk Money Market Fund (MMF). Flexible Access: Withdraw funds with just 1-business day notice. Investment: Add any amount as desired, with capital at risk. Stock Investing: Commission-Free Trading: Invest in US stocks with no commission fees. Wide Selection: Choose from up to 3,000 companies, including giants like Amazon and Tesla. Investment Tools: Set up recurring buy orders and price alerts to manage your investments effectively. Additional Information Fees and Risks: Some services may have associated fees. Returns on investments are not guaranteed and can vary. Always consider your financial situation and investment risk tolerance. Currency Conversion: A 0.45% currency conversion fee applies when dealing with foreign currencies. Tips for Users Regular Savings: Use the automated savings features to build a habit of saving without thinking about it. Invest Wisely: Start with smaller investments and gradually increase as you become more comfortable. Track Your Progress: Regularly check your account balances and investment performance to stay informed about your financial status. By using Plum, you’re on your way to smarter saving and investing with minimal effort. Explore the app’s features and take control of your financial future today!

Aloha Browser - Private VPN is a secure and fast web browsing application. It offers users the ability to browse the internet privately and securely with its built-in VPN feature. Additionally, the browser blocks ads and trackers, ensuring a seamless and safe surfing experience. Whether you're aiming for enhanced privacy or a clutter-free browsing interface, Aloha Browser is designed to meet your needs with ease and efficiency.

The New York State WIC Program provides nutritional support for pregnant women and families with young children. WIC2Go is a mobile app designed to make shopping easier for NYS WIC participants! Anyone can use it to locate WIC clinics and authorized stores, and scan bar codes to check if foods are WIC-approved. eWIC account holders can also view upcoming appointments, benefit balance, and expiration dates, making it easy to stay updated on their benefits!

O'Reilly Pro is a powerful business application designed to streamline shopping and manage auto and vehicle-related tasks. With its comprehensive features, users can efficiently handle business operations and vehicle management on a single platform. Key features include robust shopping tools, business analytics, and intuitive vehicle management, enhancing productivity and efficiency. The app leverages the latest technology to provide a seamless and intelligent user experience, making it a perfect fit for business professionals and vehicle enthusiasts alike.

GoCamera – PlayMemories Mobile is an intelligent photo and video tool designed to enhance your lifestyle. This app allows you to seamlessly connect your camera to your smartphone for easy photo and video transfer. Key features include intuitive wireless connection, remote shooting control, and easy media management. Stand out with AI-driven editing features and fast sharing capabilities, perfect for photo enthusiasts looking for efficiency and convenience.

The new Fossil Smartwatches smartphone app is here, ready to enhance your smartwatch experience! With unique watch faces and notifications with a twist, everything can be customized right at your fingertips! Fossil Smartwatches is a powerful companion app that connects your smartwatch to your smartphone seamlessly, offering a wide range of features to support your healthy lifestyle. Supported Fossil smartwatches include Gen 6 wearOS and Hybrid smartwatches. Here are the core features that make this app an essential tool for your everyday life: Easy Pairing/Activation Pair and activate any Fossil smartwatch with your phone in just a few simple steps. Stay Notified Missed calls or messages? No more! All notifications from your phone appear right on your watch, so you never miss a beat. App Notifications Sync Not just calls and messages—other app notifications are synced to your watch too, keeping you in the loop wherever you go. Find Your Watch Can’t remember where you left your watch? No worries! Use the app to find your smartwatch based on its last known location. Real-Time Weather Updates Get the latest weather information based on your current location, so you’re always prepared for the day ahead. Health Tracking Assistant Track your steps, distance, calories burned, and even sleep quality, giving you a clear picture of your health. Connect to Voice Assistant Easily connect to voice assistant services, so you can control your smartwatch with just your voice. Download the Fossil Smartwatches app now and start your new smartwatch experience!