Propel EBT (Providers)

Self: Build Credit App Self is your essential tool for building and improving your credit. Whether you have a low credit score or no credit score at all, Self provides the resources you need to get started on your credit-building journey today. Key Features: Build Credit with Rent Payments: Report your rent payments at no cost to boost your credit score. Establish positive payment history with all three major credit bureaus—Equifax, Experian, and TransUnion—without needing a credit card or undergoing a credit check. Credit Builder Account: Open a Credit Builder Account with plans starting at just $25 per month. On average, users see a credit score increase of 49 points. No credit score is required to get started, and there’s no hard credit inquiry. Secured Credit Card: Unlock the secured Self Visa® Credit Card by using your Credit Builder Account. No credit check is required, and you can control your credit limit while building credit with all three major credit bureaus. Additional Payment Reporting: For a small monthly fee, you can also report other payments—such as cell phone, utilities, and gas bills—to further enhance your credit profile. Credit Monitoring and Identity Protection: Keep an eye on your credit score with monitoring services, and protect your identity with up to $1 million in identity theft insurance. Self is designed to help you build credit, save money, and achieve your financial goals. With easy-to-use features and tools, Self makes it possible for anyone to take control of their financial future.

The ANZ goMoney New Zealand app offers a comprehensive and secure way to manage your banking on the go. With this app, you can conveniently handle everyday banking tasks, manage your cards, monitor your home loans, and oversee your KiwiSaver account, all from your mobile device. ### Key Features: - **Everyday Banking**: Check your account balances instantly using Quick Balance, transfer money between accounts (including foreign currency accounts), set up automatic payments, and send money both within New Zealand and overseas. - **Card Management**: Easily manage your ANZ Visa Debit, EFTPOS, or personal credit cards. You can set or change your card PIN, temporarily block or unblock your cards, report lost or stolen cards, apply for a new card, and even decrease your credit card limit. Eligible cards can be set up for Google Pay directly through the app. - **Home Loan Management**: View details of your home loan, including your balance, repayment information, and interest rates. You can also request a home loan top-up or start the application process for a new loan. - **Business Management**: For business customers, the app allows you to view both personal and business accounts in one place, make payments to employees or the IRD, and create or approve transactions requiring multiple authorizers. - **KiwiSaver Management**: Monitor your KiwiSaver account, view transaction history and performance breakdowns, and make contributions directly from the app. ### Security: ANZ goMoney ensures the safety of your money and personal information with high-grade encryption. The app does not store any personal or banking details on your device. Additional security features include OnlineCode for added authentication and automatic time-outs for inactivity. The app will lock after repeated incorrect PIN or fingerprint attempts, protecting your account from unauthorized access. The ANZ goMoney app is designed to make banking simple, secure, and accessible, offering you the flexibility to manage your finances wherever you are.

Merlin AI is a versatile, intelligent assistant designed to enhance productivity and streamline digital workflows. Built on advanced AI and machine learning technologies, Merlin AI provides users with tools for quick research, task automation, and content generation. It integrates smoothly with various applications and platforms, assisting with everything from summarizing information and generating text to managing schedules and analyzing data. With its intuitive design, Merlin AI empowers users to accomplish tasks more efficiently, making it suitable for professionals, students, and anyone looking to boost productivity.

Tandem is a language exchange app that connects users with native speakers worldwide, facilitating mutual language learning through text, voice, and video chats. It supports over 160 languages, including English, Spanish, French, German, Italian, Japanese, Korean, Russian, and Chinese. The app offers features like translation tools, pronunciation guides, and a community of learners to enhance the language acquisition process.

Looking to meet new friends without leaving your house? With ChatAlternative, it’s a breeze! This global community has thousands of people waiting to chat with you every day. Whether you want to talk sports, share your thoughts, or even find that special someone, you can do it all from the comfort of your home, face-to-face! ChatAlternative connects you with people from dozens of countries, whether they’re on the other side of the planet or just around the corner. You can even choose to chat only with people from certain locations—simple and fun! Free Cam Chat Why pay to socialize? ChatAlternative is completely free, letting you chat as much as you want. Whether you’re into sports talk, deep conversations, or just need someone to listen, there’s always someone ready to chat with you! And there’s no time limit—chat as long as you like, it’s all up to you. Safe Chat Environment Safety is key, and ChatAlternative makes sure you never have to worry. It’s a G-rated platform, so you’ll never see anything inappropriate. Our moderators work 24/7 to keep the chat rooms clean and safe. That’s why so many teens love to make new friends here—it’s truly a safe space. Quick Cam Switch Who wants to wait for cams to load? ChatAlternative lets you switch between chats instantly. Just click a button and you’re chatting with the next person—no waiting! If you’re looking to meet lots of new people, ChatAlternative is the way to go! Anonymous Chats, No Registration The best part? You don’t need to share any personal details! No registration required—just jump in and start chatting. No one will ever know you were on this platform, and all conversations are completely anonymous. You control what others know about you.

Expand: Beyond Meditation is a holistic wellness app that combines meditation, breathwork, and mindfulness techniques to help users develop mental clarity, emotional balance, and personal growth. The app offers a variety of guided sessions and personalized recommendations to suit users at any stage of their mindfulness journey. Expand is designed to go beyond traditional meditation practices, offering tools for deeper self-awareness, relaxation, and long-term emotional well-being. Key Features: Guided Meditation Sessions: The app offers a broad range of guided meditations designed to address specific needs such as stress relief, emotional healing, focus, and sleep improvement. These sessions are crafted for both beginners and experienced meditators. Breathwork Techniques: Incorporate breathwork into your mindfulness practice with guided breathing exercises aimed at calming the mind, reducing anxiety, and enhancing mental clarity. Expand provides structured breathing routines to help manage stress and boost energy levels. Personalized Mindfulness Journeys: Create a customized mindfulness journey tailored to your goals, whether you’re focusing on personal growth, emotional well-being, or spiritual development. The app offers personalized meditation and breathwork plans based on your preferences and progress. Mindful Growth Content: Explore content beyond traditional meditation, including self-reflection exercises, growth challenges, and mindfulness practices that promote emotional and psychological development. The app encourages users to push their boundaries and expand their awareness. Progress Tracking: Track your meditation and breathwork practice with in-depth analytics. The app logs your sessions, helping you monitor your mindfulness journey and see how regular practice improves your overall well-being. Sleep Assistance: Access guided meditations and calming audio designed to improve sleep quality. Whether you’re struggling with insomnia or need help winding down after a long day, the app’s sleep-focused sessions help create a peaceful bedtime routine. Daily Mindfulness Reminders: Set daily reminders to incorporate mindfulness into your day. These gentle notifications help you stay consistent with your meditation and breathwork practices, fostering long-term habits for mental clarity and emotional balance. Music and Soundscapes: Enhance your meditation sessions with soothing music and nature soundscapes. The app provides a range of relaxing audio options to help deepen your meditation or use as background noise during the day. Community and Support: Join the Expand community to connect with like-minded individuals on a similar mindfulness journey. Share experiences, participate in group challenges, and find support from a broader network.

**Gemini: Your Experimental AI Assistant** The Gemini app represents an innovative leap forward in AI technology, offering users an experimental AI assistant experience. By opting in to the Gemini app, users can replace their Google Assistant with Gemini as the primary assistant on their phones. While the Gemini app is still in its experimental phase, it provides users with direct access to Google’s most advanced family of AI models, delivering unparalleled assistance and functionality. However, it's important to note that some Google Assistant voice features, such as controlling media, reminders, and routines, are not yet available through Gemini. Users have the flexibility to switch back to Google Assistant at any time through settings. Currently, the Gemini app is exclusively available in English within the US, specifically designed for Android phones with 4 GB of RAM or more, running Android 12 and above. Key Features of Gemini: - **Versatile Assistance:** Gemini offers assistance across various tasks including writing, brainstorming, learning, and more, leveraging Google’s cutting-edge AI capabilities. - **Efficient Summarization:** Users can easily summarize and retrieve quick information from their Gmail or Google Drive, enhancing productivity and convenience. - **Dynamic Image Generation:** With Gemini, users can generate images on the fly, facilitating creative endeavors and visual expression. - **Multi-modal Interaction:** Gemini supports interaction through text, voice, photos, and the camera, providing users with diverse avenues to seek assistance. - **Screen Contextual Assistance:** By simply saying "Hey Google," users can prompt Gemini to provide assistance based on the content displayed on their phone screen. - **Integration with Google Services:** Gemini seamlessly integrates with Google Maps and Google Flights, enabling users to make plans effortlessly. For users with access to Gemini Advanced features, enhanced functionality will be seamlessly integrated within the Gemini app interface. Experience the future of AI assistance with Gemini, empowering users to accomplish tasks smarter, faster, and more efficiently than ever before.