MathU 12D Financial Calculator
MathU 12D Financial Calculator is a professional finance app that brings classic financial calculator power to your phone. Quickly solve time value of money, loan payments, and investment returns with keystroke-accurate results. Perfect for finance students, real estate professionals, analysts, and business owners who need fast, reliable answers offline. Key features: - TVM and loans: solve PV, FV, PMT, N, I/YR; generate amortization schedules and compare scenarios. - Cash flows: compute NPV and IRR from uneven cash flows to evaluate investments and projects. - Bonds, depreciation, and stats: price bonds, calculate yields, run depreciation methods, and perform one- and two-variable statistics with date math and conversions. Advantages include RPN and Algebraic modes, intuitive layout, offline performance, and accurate, professional-grade functions. Keywords: financial calculator, TVM, NPV, IRR, loan amortization, bond pricing, cash flow analysis, RPN calculator, finance app.
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1. Download and open the app, then choose RPN or Algebraic mode in Settings and set your display format and decimal precision. 2. Use TVM: open the TVM panel, enter any four of N, I/YR, PV, PMT, FV with the keypad, then tap Solve to compute the unknown; view or export the amortization schedule if needed. 3. Analyze cash flows: go to Cash Flow, add CF0 and subsequent cash flows with their frequencies, enter a discount rate, and tap Calculate to get NPV or IRR. 4. Work with bonds and depreciation: select Bonds or Depreciation, fill in required fields (e.g., settlement, maturity, coupon, or asset cost, life, method), then compute price, yield, or a depreciation table. 5. Use utilities and history: perform date math, percent and markup calculations, and unit conversions; save results to History and share or export summaries as PDF or CSV.
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