EWG's Healthy Living

**Zelle: Fast, Safe, and Easy Money Transfers** Zelle® is a convenient and secure way to send money to friends and family directly from your U.S. bank account. Whether you're splitting a bill, paying rent, or sending a gift, Zelle allows you to transfer money quickly using just an email address or U.S. mobile number. With no fees for using the service, Zelle makes it easy to settle up with people you know and trust. **Key Features:** - **Fast Transfers**: Money moves quickly, often within minutes, directly from bank account to bank account. - **Simple to Use**: Send money using just your recipient’s email address or U.S. mobile number. - **No Fees**: Zelle does not charge any fees to use the service, making it an affordable way to send money. - **Broad Availability**: Zelle is integrated into many U.S. bank and credit union apps, or you can use the standalone Zelle app if your financial institution does not offer it. - **Safe and Secure**: Zelle partners with leading banks and credit unions to ensure your money is transferred securely. **How to Get Started:** 1. Download the Zelle app. 2. Enroll using a Visa® or Mastercard® debit card linked to a U.S. checking account, or by using your online banking username and password if your bank supports this feature. 3. Enter your recipient’s U.S. mobile number or email address, confirm the amount, and hit send. 4. If your recipient is already enrolled with Zelle, they’ll typically receive the money in minutes. If not, they’ll be notified with instructions on how to complete the payment. Zelle provides a fast, safe, and easy way to send and receive money, making it the preferred choice for millions of users across the U.S.

### Ephemeris **Background & Objective** Ephemeris is designed to cater to astronomy enthusiasts, professional astronomers, and students eager to explore celestial events and gather astronomical data efficiently. It provides accurate information about celestial positions, aiding users in planning stargazing sessions, astrophotography, or educational endeavors. Created to fill the gap for a comprehensive and easily accessible source of ephemeris data, it serves both beginners and experts interested in tracking celestial bodies. **Core Features** - **Celestial Tracking:** Offers real-time tracking of planets, stars, and other celestial bodies, allowing users to follow their movements across the sky. - **Event Alerts:** Provides alerts for significant astronomical events such as eclipses, meteor showers, and planetary alignments, ensuring users never miss a moment. - **Customizable Charts:** Users can create and customize sky charts to visualize different celestial phenomena according to specific dates and locations. - **Data Export:** Allows users to export detailed ephemeris data for further study or integration into other applications. - **Interactive Maps:** Features an interactive sky map, enabling users to identify and learn about different constellations and celestial objects intuitively. **Applicable Scenarios** - **Astronomy Schools:** Ideal for educators teaching astronomy, providing students with a hands-on tool for understanding celestial movements and phenomena. - **Amateur Astronomers:** Perfect for hobbyists planning stargazing nights or seeking to expand their knowledge of the night sky. - **Professional Use:** Beneficial for researchers requiring accurate ephemeris data for scientific study or publications. **Advantages** - **Accuracy:** Utilizes up-to-date astronomical databases to ensure high precision in tracking and predictions. - **User-Friendly Interface:** Designed with an intuitive interface that makes complex data accessible and understandable for users of all levels. - **Cross-Platform Availability:** Supports multiple platforms, ensuring seamless access on various devices such as computers, tablets, and smartphones. **User Feedback/Case Studies** - **Emily, Amateur Astronomer:** "Ephemeris has made it easier for me to track celestial events and plan my stargazing nights. The alerts ensure I don’t miss any important phenomena." - **Dr. Liam, Astronomy Professor:** "I use Ephemeris in my lectures to provide students with real-time examples of celestial mechanics. The interactive maps are particularly useful for engaging students." **Download & Usage Guide** - Visit the official website or app store to download Ephemeris for your device. Follow the installation prompts for a quick setup. - After installing, explore the user-friendly dashboard that guides you through initial configuration and use. - With a few clicks, set up your first celestial event alert or track a planet. **Call to Action** Download Ephemeris now and start exploring the universe! Sign up today and enjoy a free trial of all advanced features for the first 14 days.

Want to keep an eye on your property from anywhere? Try Ring's Video Doorbells, Security Cameras, Alarm Systems, and Smart Lights! Whether you're halfway around the world or just busy upstairs, Ring lets you stay connected to your home. Get instant alerts when someone’s at your door or motion is detected. View live HD video and greet visitors with Two-Way Talk! Ring Smart Lights let you easily control and schedule your lighting. Some models can even detect nearby motion and trigger other compatible Ring devices to record. Ring Alarm systems monitor entrances and indoor spaces, detecting potential safety hazards. With a compatible Ring Protect Plan subscription, you can also get professional monitoring services and request emergency response when needed. With Ring, you're always at home, no matter where you are!

Elevate your photo-editing experience with TEXT ART - Add Text to Photo! This intuitive and powerful app allows you to seamlessly integrate text into your images, transforming ordinary photos into extraordinary works of art. Ideal for both professional designers and casual users, TEXT ART offers an array of features to personalize your photos. Key Features: Easy-to-Use Interface: Navigate effortlessly and add text to your images with no prior experience needed. Wide Range of Fonts: Choose from a vast collection of stylish fonts, from elegant scripts to bold block letters. Creative Text Styles: Enhance your text with various styles including shadows, outlines, and gradients. Color and Opacity Control: Customize text color and opacity to blend seamlessly with your photo using the color wheel or pre-set palettes. Text Alignment and Spacing: Adjust the alignment, spacing, and layout of your text for a polished look. Stickers and Emojis: Add fun and personality to your images with a wide selection of stickers and emojis. Filters and Effects: Apply stunning filters and effects to enhance colors, add vintage vibes, or create a dramatic look. Custom Backgrounds: Choose from various backgrounds or use your own images to create unique compositions. Save and Share: Save your edited photos in high resolution and share them directly on social media platforms like Instagram, Facebook, and Twitter. Transform your photos with creative text and effects using TEXT ART - Add Text to Photo, and let your imagination run wild!

Google Drive is a secure and convenient part of Google Workspace, providing a reliable solution for backing up and accessing your files from any device. It simplifies collaboration by enabling you to invite others to view, edit, or comment on your files and folders effortlessly. Key features of Google Drive: - **File Storage and Accessibility**: Safely store your files and access them from anywhere, ensuring you have your important documents and media at your fingertips. - **Quick Access**: Easily find recent and crucial files, eliminating the need to search extensively for the content you need. - **Efficient Search**: Search for files by name and content, making it effortless to locate specific information. - **File and Folder Sharing**: Share your files and folders with others and customize their permissions to control who can view or edit your content. - **Offline Access**: View your files even when you're offline, ensuring you're not dependent on an internet connection. - **Activity Notifications**: Receive important notifications about activities related to your files, keeping you informed about changes and updates. - **Document Scanning**: Utilize your device's camera to scan paper documents, converting them into digital files for easy storage and sharing. For Google Workspace subscribers, additional functionality includes: - **User and Data Management**: Effectively manage users and control file sharing to meet data compliance requirements. - **Group and Team Sharing**: Share files and folders directly with groups or teams within your organization for streamlined collaboration. - **Shared Drives**: Create a shared drive to store all of your team's content, enhancing teamwork and content organization. Google Drive offers 15GB of free storage shared across Google Drive, Gmail, and Google Photos for Google accounts. If you require more storage, you can upgrade to Google Workspace or Google One through in-app purchases, with subscription options starting at $1.99 per month for 100 GB in the US (pricing may vary by region).

Varo Bank is a mobile banking app designed to help you manage your money easily and effectively, all from your smartphone. With over 3 million users, Varo offers a range of features that make banking simple and accessible. ### Key Features: - **No Fees and No Minimum Balance Requirements**: Enjoy a Varo Bank Account with no monthly fees or minimum balance requirements. - **Early Direct Deposit**: Get paid up to two days early when you set up direct deposit with Varo. - **Instant Money Transfers**: Send and receive money quickly and for free with Varo to Anyone. - **Secure Debit Card**: Receive a contactless Varo Bank Debit Card that you can instantly lock or unlock through the app. - **Extensive ATM Network**: Access over 40,000 fee-free Allpoint® ATMs across the U.S. - **Alerts and Notifications**: Stay informed with account activity alerts to monitor your transactions. - **External Account Linking**: Link external bank accounts to transfer money and manage your finances all in one place. ### Varo Believe - Credit Builder: - **Build Credit**: Varo Believe is a secured credit card designed to help you build your credit without the need for a security deposit. - **No Hidden Fees**: No APR, no annual fees, and helps improve your credit score with responsible use. ### Varo Advance: - **Cash Advances**: Borrow up to $500 to cover unexpected expenses like rent or bills. Varo offers one of the highest advance limits available. ### Varo Savings Account: - **High-Yield Savings**: Grow your savings with competitive interest rates. Start with 3.00% APY, and qualify for 5.00% APY on balances up to $5,000 by meeting specific criteria. - **Automatic Savings Tools**: Use Varo’s tools to effortlessly save money and reach your financial goals. ### Security: - **FDIC-Insured**: Your deposits are insured up to $250,000, providing you with peace of mind. - **Zero Liability Protection**: Get reimbursed for unauthorized transactions with Visa Zero Liability. - **Enhanced Security Features**: Varo uses encryption and access controls to protect your data. ### Additional Benefits: - **User-Friendly Interface**: Manage your accounts, savings, and credit all in one easy-to-use app. - **No Overdraft Fees**: Transactions are declined if you don’t have sufficient funds, preventing overdraft fees. Varo Bank is a modern banking solution that offers the tools you need to manage your finances effectively while building a secure financial future. Download the app and start managing your money with Varo today.