**CreditWise from Capital One: Empowering You to Monitor and Improve Your Credit** CreditWise is a completely free credit monitoring tool designed to help you take control of your credit. Whether you're looking to monitor your credit score, understand the factors influencing it, or protect yourself from identity theft, CreditWise offers a comprehensive set of features to assist you on your journey. ### Key Features: - **Free Credit Score Updates:** Get your TransUnion® VantageScore 3.0 updated as frequently as daily, so you always know where you stand. - **Credit Report Access:** View your credit report from TransUnion® to check for errors, fraud, or signs of identity theft. - **Credit Simulator:** Explore how everyday financial decisions, like paying off debt or closing a credit card, could impact your credit score before making a move. - **Personalized Advice:** Receive actionable insights and suggestions to help you improve and maintain your credit score. - **Credit Monitoring Alerts:** Stay informed with alerts about key changes to your TransUnion® or Experian® credit reports, including new names or addresses linked to your Social Security Number. - **Dark Web Alerts:** Get notified if your Social Security Number or email address is found on the dark web, helping you stay ahead of potential identity theft. ### Why Choose CreditWise? - **Completely Free:** No credit card is required, and using CreditWise won't hurt your credit score. - **Identity Protection:** Benefit from identity theft monitoring tools that alert you to potential threats. - **Accessible to All:** Available to every adult aged 18 or older residing in the U.S. with a Social Security number and a report on file at TransUnion. Join millions of users who trust CreditWise to help them understand, monitor, and improve their credit scores. Sign up today and start taking control of your financial future.
### CreditWise from Capital One - User Guide Welcome to CreditWise, your free credit monitoring tool that helps you stay on top of your credit score and protect your identity. This guide will walk you through the features of the CreditWise app and how to use them effectively. #### 1. **Getting Started** **Download and Install:** - Search for "CreditWise from Capital One" in your app store. - Download and install the app on your mobile device. **Sign Up:** - Open the app and create your account. You’ll need to provide your Social Security number and other personal details to get started. - If you already have a Capital One account, you can log in using your existing credentials. #### 2. **Viewing Your Credit Score** **Check Your Score:** - Once logged in, your TransUnion® VantageScore 3.0 credit score will be displayed on the home screen. - CreditWise updates your score as frequently as daily, so you always have up-to-date information. **Credit Report Access:** - Tap on the “Credit Report” section to view your detailed credit report from TransUnion®. Review your credit history, account details, and any potential red flags like errors or signs of fraud. #### 3. **Using the Credit Simulator** **Simulate Credit Decisions:** - Navigate to the “Credit Simulator” feature to see how certain financial decisions could impact your credit score. - You can simulate actions like paying off debt, closing a credit card, or increasing your credit limit, and view the potential effects on your credit score before making these changes in real life. #### 4. **Monitoring Your Credit** **Receive Alerts:** - CreditWise will send you alerts for key changes to your credit report, such as new accounts, hard inquiries, or updates to your personal information. - You’ll also receive notifications if your Social Security Number or email address appears on the dark web. **Set Up Notifications:** - Customize your notification settings in the app to receive alerts via push notifications or email for changes to your TransUnion® and Experian® credit reports. #### 5. **Understanding Your Credit Score** **Factors Breakdown:** - Tap on “Factors” to see a detailed breakdown of what influences your credit score, including payment history, credit utilization, and length of credit history. - CreditWise provides suggestions on how to improve each factor and boost your overall credit score. #### 6. **Security and Privacy** **Secure Your Account:** - CreditWise uses industry-standard security measures to protect your information. - Enable biometric login (fingerprint or face recognition) if your device supports it, or set a strong password for added security. **Data Protection:** - Your credit information is accessed securely, and the app does not require a credit card to sign up or use. #### 7. **Getting Help and Support** **Customer Support:** - If you have any questions or run into issues, you can access help within the app. - Visit the “Help” section to find answers to common questions or contact CreditWise support directly. **Learning Resources:** - Explore educational content within the app to better understand how credit works and how to maintain or improve your credit score. #### 8. **Signing Out** **Logout:** - Always remember to log out of the app when you’re done, especially if you’re using a shared or public device. - Tap the menu icon, then select "Logout" to securely exit the app. By following this guide, you can make the most of CreditWise's powerful tools to monitor, manage, and improve your credit. Stay informed and take control of your financial health with ease.
Stir is a dating app designed specifically for single parents, allowing them to connect with others who understand the unique challenges of parenting. It offers features like mutual likes, chat options, and a scheduler to help find compatible matches.
Use the moon to express your daily mood! Imagine that your mood can change like the moon every day. Now, you can record your daily emotions and feel the strength and growth in your heart through this exquisite diary app. New theme challenge every month Write 7 diaries every month to unlock the premium theme of that month! Hope this can help you develop the habit of writing a diary every day in the new year. Don't worry about failure, as long as you don't give up, we will always support your challenge. New themes every month From the moon and stars to flowers and illustrations, there are new and beautiful themes waiting for you to unlock every month. Choose a theme that suits your taste and create your own memory space. New emotional characters and cute elements make your diary more interesting! The moon represents your day You can give your own unique meaning to the shape of the moon, or use emojis to express different themes. If it is set to "satisfaction", it will be your health diary. If it is set to "gratitude", it will become a gratitude diary. If you use cute emojis, it will be a mood diary. Many people find psychological comfort by sharing stories with the moon when they are stressed, depressed, and lonely. The moon will protect your heart. A growing landscape for the soul The more you use your diary, the more flowers and stars you’ll see. The more diaries you write each month, the brighter the moon will be. Like the growing flowers, stars, and full moon, your heart will grow richer. Glass cards to cheer you up Self-encouragement can sometimes be more powerful than outside support. Write yourself motivational words on glass cards and read them whenever you feel down. The more you use them, the clearer your glass cards will be, giving you a little strength every day. Monthly review View your written emotional records through statistics and feel the trajectory of your mood changes. A glance at the emotional meanings stored in the moon allows you to easily review your mental journey throughout the month. This review feature is a basic feature that all users can enjoy. Convenient features Use the lock feature to keep your secret diary safe. Add multiple photos, videos, and music to your diary to enrich your records. Add the moon widget to your home screen and you’ll want to write a diary every time you see it. Sort your diary by tags to see only what you want to see. When you don’t know what to write, use our diary templates, answering the questions in the template will make diary writing simple.
Start using this proven hypnosis and meditation program today and say goodbye to smoking and vaping for good! By quitting smoking with this program, you’ll see your health start to improve. You’ll feel more energetic, live longer, experience less stress, have younger-looking skin, fresher breath and whiter teeth. Plus, your wallet will be fatter and your family will be healthier. According to a study in New Scientist (Vol 136 Issue 1845), hypnosis is the most effective way to quit smoking permanently. Join our QUIT program today to radically change your behavior and quit smoking for good! Because to quit smoking, you have to develop the belief and feeling that you are a “non-smoker”. Hypnosis can get to the root of the problem and permanently change your beliefs and feelings about smoking. This simple and easy program allows you to really see how smoking controls you. Each audio is specifically designed to destroy all your addiction to smoking, allowing you to enjoy a happier, healthier, smoke-free life. While hypnosis is a very powerful tool, sometimes it needs to be combined with other therapies or counseling. Because the effect also depends on the degree of effort put in by the user, this series does not guarantee that everyone can quit smoking completely. This app includes subscription: You can subscribe to this app to get access to unlimited accounts and features Subscription options: 1 week (including 3-day trial) or 1 month
Talkspace Therapy & Counseling: Access Professional Mental Health Support Anytime Talkspace Therapy & Counseling is a convenient app that connects you with licensed therapists and counselors, offering mental health support from the comfort of your home. Whether you’re dealing with stress, anxiety, depression, or relationship issues, Talkspace provides a flexible and confidential way to receive professional therapy on your terms. Key Features: Licensed Therapists: Connect with licensed, experienced therapists who specialize in various areas of mental health. Talkspace offers a wide range of professionals, ensuring you can find a therapist who meets your specific needs. Flexible Communication: Communicate with your therapist through text, audio, or video messages. The app allows you to share your thoughts and feelings at your convenience, and receive timely responses from your therapist. Personalized Therapy Plans: Work with your therapist to develop a personalized therapy plan tailored to your unique situation. Talkspace adapts to your needs, offering flexible scheduling and ongoing support. Confidential and Secure: Talkspace prioritizes your privacy with secure, encrypted messaging and confidentiality protocols. Your conversations with your therapist are protected, ensuring a safe space to explore your mental health concerns. Progress Tracking: Monitor your progress over time with tools that help you reflect on your therapy sessions. Track your mood, set goals, and work collaboratively with your therapist to achieve meaningful outcomes.
Soul is a social app where you can freely express yourself through audio chat and share your thoughts while meeting amazing friends from all over the world. # Why is Soul the right place for you? A platform designed for Gen-Z, where you can share everything without judgment. Fostering empathy, healing, and acceptance across different cultural backgrounds. An AI-powered virtual playground that helps you make real friends, whether they’re near or far. # Become part of our 'Soul'cial playground Soul Planet Discover the lost stars in the Souler Galaxy that you’re most drawn to, find someone to share your laughter and tears with. Virtual Party Host your own audio party and interact with people from different cultures and backgrounds! You can even watch movies with your friends in the room simultaneously! Explore Explore the interests and colors through the lens of others, and learn about what’s happening on the other side of the world! Avatar Create a brand-new version of “You,” be anonymous and craft a persona that suits you. Audio Call Chat in real-time with Soulers on the other side of the world. Whether you choose to stay anonymous or reveal yourself is entirely up to you. Soul Quiz Take fun quizzes to learn more about yourself, and connect with those who get the same results. Soul Cam Be creative and capture every fun moment. Unlock unique camera filters only on Soul. Join our mystical planet, embrace your most authentic self, and meet your lifelong friends now!
BMI Calculator Achieve your health goals with the BMI Calculator app, designed for Android phones and tablets. This user-friendly app helps you monitor your Body Mass Index (BMI) to maintain a healthy weight and lifestyle. Whether you're starting a fitness journey or just keeping track, the BMI Calculator provides accurate and quick results. Simple and Accurate: Easily calculate your BMI by entering your height and weight. Get instant results with a clear indication of your BMI category (Underweight, Normal, Overweight, or Obese). Understand what your BMI means for your health. Track Your Progress: Monitor your BMI over time with a built-in progress tracker. Set goals and see how your BMI changes as you adjust your diet and exercise routines. Receive personalized tips to help you achieve a healthier BMI. Explore Health Insights: Learn about the importance of BMI and its impact on your overall health. Access articles and resources on nutrition, exercise, and weight management. Get expert advice tailored to your BMI category. Stay Motivated: Set reminders to check your BMI regularly and stay on top of your health. Share your BMI results and progress with friends and family for support and motivation. Join a community of users focused on health and wellness.
Niji・journey is an app that transforms words into stunning anime-style images, bringing users’ creative ideas to life visually. Whether imagining a snowy landscape with flowing lava or a romantic elopement on Mars, Niji allows users to immerse themselves in a beautiful world of imagination. Users can mix words and images, customize backgrounds, and adjust character details to create personalized artwork. With an advanced AI art generator, Niji produces cute, expressive, and magical images that redefine the aesthetic experience. Users can also gain inspiration from the community, browse other artists' creations, and expand their artistic vision by remixing prompts. Additionally, Niji offers high-quality images that help users’ creative content stand out on social media.